what will happen to trump if democrats win house

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Everybody needs money to survive. Information technology's a fact we may not like, merely it's still a fact. Another inescapable truth is that virtually of us could apply more than coin for the things we demand every bit well as the things we just want. That probably makes the hope of winning the lottery sound similar a dream come true, but the reality is much more complicated than that.

Consider this cautionary tale of a adult female in desperate need who won an unbelievable amount of coin. The choices and mistakes she made after winning ultimately resulted in losing it all. Her story reminds united states of america all to never forget that money doesn't buy happiness.

Come across Marie Holmes

When she was 26, Marie Holmes was living a hard life in North Carolina. She was a difficult-working, single mother of iv with two low-paying jobs. On top of this, one of her children had just been diagnosed with cognitive palsy.

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Because of her kid'southward special needs, Marie was forced to quit both of her jobs to care for him full time. Obviously, the $188 1000000 lottery windfall seemed similar a Godsend when Marie won, but unfortunately, she made a series of poor decisions that resulted in her losing information technology all.

Marie's Original Plans

Marie made some promising comments nigh what she planned to do with the lottery money — $127 1000000 after she chose to go it in a lump sum. "First I'm going to pay my tithes, because I wouldn't have none of it if information technology weren't for God."

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"After that, I'm going to set accounts for my kids…I'g going to buy a house for me and my kids, and then make certain my family is all good." Marie as well told WGN-TV, "I don't have to worry almost the word 'struggle' no more than and neither practise [my children]."

The Waiting Game

Although almost lottery winnings are not life irresolute, lottery jackpots are huge, and at that place are rules for claiming those winnings. If a person wins less than $599, the establishment that sold them the ticket pays them their winnings. However, in that location is a lengthy process involved in challenge large lottery winnings.

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The ticket has to be verified by a scanning car. Next, there is a waiting period for the coin to exist awarded, and the winner must fill out some identification paperwork. Last, the winner must decide if they want all the money in a lump sum or have information technology dispersed in installments for 30 years (on boilerplate).

Choices, Choices

One of the more difficult choices when a person wins millions of dollars in a lottery is whether to get the money in a lump sum or in installments. The dilemma occurs because there is a large penalty for getting all the money faster in a lump sum.

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Marie had the option of collecting the entire $188 meg over xxx years or forfeiting $61 million and collecting the remaining $127 million much sooner. Financial experts usually recommend taking the lump sum and investing the money. That allows you lot the opportunity to make money on your winnings instead of the country. Marie chose the lump sum.

Uncle Sam's Cutting

Many people don't know how much taxes people have to pay out of lottery winnings in the U.S., so we'll suspension it down for you. Although the entire tax corporeality wasn't reported in Marie Holmes' case, she definitely paid millions to the authorities.

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In the U.South., lottery winnings are considered income past the IRS, on both the country and federal levels. Therefore, North Carolina would take taken v.8% of Marie'due south $127 one thousand thousand, and the Federal Government would accept taken anywhere from 25% to 39.6%, depending on tax bracket and other factors. Nigh people pay the highest charge per unit.

Setting an Example

When Marie won the lottery, she had plans that all sounded very honorable. She said she would donate kickoff to her church and then move out of her mobile home and buy a new house for her children. She besides planned to set college funds for them.

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Marie told NBC, "All the struggle that I ever went through, it was all for [my children]. I desire them to understand that money doesn't change you, but information technology tin help you." The public fell in love with Marie after hearing about her history of poverty and hard knocks before she became wealthy.

Could She Handle Information technology?

The reputation that Marie had in her hometown and elsewhere was that of a hard-working, single mother who, co-ordinate to her family and friends, "understood the value of a dollar." At ane point, she had ii jobs — Walmart and McDonald'south — to support her iv children. Therefore, nobody expected her to make poor decisions about where the coin would get.

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Of course, no one took into business relationship that Marie was inexperienced and uninformed nearly how to handle big amounts of money. When she started deciding how to spend the lottery money, the public viewed her equally immature and irresponsible.

Financial Counselor, Delight?

When people who aren't wealthy win a lot of coin, information technology's highly recommended that they seek professional help about how to manage the money, including what Non to do with it. The average American has absolutely no experience handling large amounts of money.

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Financial advisors warn that even titanic amounts of money can disappear rapidly if it isn't invested wisely. In the case of Marie Holmes, it seemed like her eye was in the correct place and she was doing what she thought was right, just some adept communication definitely would take helped her out.

The Bad Judgment Begins

The first thing dubbed a poor judgment telephone call past the public was the $xv,000 Rolex that Marie bought her beau, Lamar "Hot Sauce" McDow. The picket was more jewelry than a timepiece and was reportedly "dripping with diamonds."

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That same boyfriend ultimately cost Marie much more. The Port City Daily reported Lamar was a gang member and a drug dealer later on he was arrested and charged with "conspiracy to traffic in opium or heroin" in April 2016. He continued to become arrested throughout their relationship, and Marie spent millions on his bond and defense.

The Saga Continues

Earlier being sent to jail on drug charges in 2014, Lamar McDow lived with Marie Holmes and her children in her trailer. When he was released from jail after serving his sentence, he lived in the $350,000 home that she had purchased later winning the lottery.

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According to the Daily Post, of the original amount of $188 one thousand thousand, Marie was left with most $88 million after deciding to take her winnings in a lump sum and paying taxes. This is still a very large corporeality of money, but a loss of $100 million is evidently very meaning.

Leeches Coming Out of the Woodwork

Predictably, lots of people immediately started asking Marie and her boyfriend for coin afterward they heard she won the lottery. The people included friends, family unit members and numerous others, all requesting diverse amounts of money for all kinds of reasons. Unfortunately, this experience is mutual for lottery winners.

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Marie and Lamar were constantly harassed for money handouts, and it became very stressful for them. Marie was quoted every bit saying, "When money comes, at that place are more issues," according to reports.

Racial Intolerance in Their New Domicile

Another problem that plagued Marie and her family in their new life in their new home was harassment from neighbors due to racial prejudice. The neighborhood that Marie moved into with her family was an intolerant, primarily white community, and much to the family'due south chagrin, the residents were not interested in changing.

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According to Lamar, "One neighbour prepare a camera to record everything nosotros were doing. If I was driving downward the road and going at the speed limit, they would wave at me for going likewise fast. They did not desire us there. They were prejudiced." Lamar reported these disturbing events to the Daily Post.

The Church building Donation

Marie stayed truthful to her word, which was reported in a press release as "The offset thing she promised was to tithe — requite a tenth of her winnings to charity." Marie donated a total of $700,000 to her hometown church, Pleasant Colina Missionary Baptist Church building, located in Shallotte, NC.

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The church building reportedly used the money for much-needed renovations. Marie told the press the church building was an important part of her life and her faith and that she had been attending that detail church since she was a child.

Pastor Disaster

Unfortunately, a dissimilar pastor fabricated contact with Marie and her family unit with an evil ulterior motive. Pastor Kevin Matthews claimed that "God led him to them," and although they certainly regretted it later, Marie and her family believed him and immune him into their lives and their dwelling.

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Soon subsequently meeting Marie, Pastor Matthews asked her for $i.5 million so he could build a retreat. According to him, Marie verbally agreed to fund the projection, although there is no evidence to support that. He then went ahead and began construction on the retreat using his ain money. Marie did non contribute.

Wicked Intentions

Citing a exact understanding in which Marie allegedly promised to donate $i.five million for his retreat, Pastor Kevin Matthews announced publicly that he was suing Marie Holmes for $10 million. The amount of money named in the suit was baffling, because the amount he was allegedly promised was much less.

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The public believed Pastor Matthews was being ungrateful and greedy. His behavior seemed unbecoming of a Christian leader to nigh people of faith. The justification for his lawsuit was that he had a verbal agreement with Marie for a money donation and compensation for "emotional distress."

Public Outrage

As soon as the media caught wind of the lawsuit, they uncovered that Matthews did not appear to be affiliated with any church. This led to a astringent, aroused public backlash. People shamed Matthews for being a fraud and trying to scam a nice lady out of her rightful winnings.

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One YouTuber, "Donald the Repentless," was so mad about this that he put out videos entitled, "F*** You Pastor Kevin Matthews." Public opinion was clear that this so-called "pastor" was nix just a money-grubbing scam artist preying on a nice lady to get his hands on a lot of undeserved money.

To Acme It Off: Infidelity

In more bad news for Marie and her children, the media reported that her ex-convict boyfriend was being unfaithful. Unfortunately, information technology was also reported that she herself paid Lamar's mistresses hush money to get abroad instead of getting rid of him.

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In more reputation damaging news, a video surfaced on Facebook of a woman who claimed that in addition to Lamar cheating on Marie, he was as well stealing money from her to pay prostitutes for "sexual favors." Unfortunately, the video went viral, as juicy gossip often does.

Powering Through

Instead of withering under the scrutiny of the media and the public, Marie decided to take desperate measures to improve her circumstances. She gathered her strength and took matters into her own easily by turning to a well-known life passenger vehicle to get some advice about how to improve her life.

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Marie contacted Iyanla Vanzant, who has her own evidence advising people near their relationships on the Oprah Network. Vanzant is a renowned author and motivational speaker with a huge following due to her reputation for irresolute people's lives for the better.

The Truth Revealed

In another surprising twist, when Marie went on the Iyanla: Fix My Life talk show, her female parent, Fontella, came out and revealed that the numbers she chose for the winning lottery ticket were really hers and that they had a very special pregnant.

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"I kept dreaming about your brother that nosotros lost. His birthday, he was the third child, he'd accept been 25 that yr. Those were the numbers." When Marie asked her mother why she didn't claim the money for herself, Fontella replied, "I just wanted you to better yourself for the babies."

The Scoop on Lamar McDow

Lamar "Hot Sauce" McDow was fortunate plenty to stay in Marie'south skillful graces long enough to fight jail 3 times, to the melody of millions in bail and legal fees. The showtime time Marie bailed him out, it price her $3 million in bond coin.

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Earlier a yr had passed, Lamar was arrested again, and Marie bailed him out once more for $6 one thousand thousand. The third time Marie bailed out Lamar, it was $12 1000000. You would call back she would have been repulsed by his criminal behavior, merely she simply kept spending the money, resulting in widespread criticism.

Misery Loves Visitor

Marie was warned by many people that if she continued her relationship with Lamar, she could end up with criminal charges herself. Unfortunately, that's exactly what happened. One night, Lamar violated his parole curfew. When the police force came, they discovered marijuana in the house.

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Tragically, Marie was arrested for possession in front end of her children. Marijuana remains illegal in N Carolina, simply at that place is a significant racial bias about who is criminalized for information technology, co-ordinate to the ACLU. The aforementioned number of white people as black people use marijuana, but blacks are 3.73 times more probable to be arrested.

The Boyfriend Defense

Lamar somewhen got angry at the people criticizing Marie for spending her money bailing him out of jail, and he lashed out. To the Daily Mail, he asserted, "Nosotros are a couple, and I am the father of her youngest child. This is what people exercise for each other."

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Lamar went on to say, "She has the coin, and she can do what she wants with it. If I had that money, then I would do the same for her. People are just jealous because of how much she won, and people desire to encounter me locked in jail."

The Wolf Pit

During the taping of the Iyanla evidence, the bad headlines just kept rolling in. Marie's family and even old friends started accusing her of actually stealing the lottery ticket from her female parent, despite Fontella freely admitting on television that she had given the ticket to Marie.

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To add to the stress and drama, Lamar went to jail at this time on a 7-year sentence for charges related to possessing and selling heroin. True to form, Marie persisted in pushing forward and moving on with her life, demonstrating her force and resilience.

A Goal Met

Despite poor taste in partners, Marie did brand some adept decisions nigh what to do with some of her coin. She ended upwards giving $nine.7 million to various charities. Part of that money went to the make-new Marie Holmes Foundation, which was established to provide for children in need.

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Marie'due south foundation provides necessities for underprivileged children. It also holds customs events, which are how some children become their school supplies and their Christmas presents. The foundation helps struggling young mothers like Marie was before she won the lottery.

Practice Christians Gamble?

Marie was raised a devout Catholic, and she leans heavily on her Christian faith. Some people criticized her for playing the lottery at all, because it tends to be frowned upon by the church. People have mixed opinions when it comes to Christians gambling.

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One pastor said this to the Christian Post: "You can't be against the lottery, but your youth department is doing a RAFFLE! Aforementioned affair, pastor. Aforementioned THING!" The stigma remains about gambling existence an irresponsible money-waster. Others argue that there is nothing specific said about gambling in the Bible, so information technology'due south okay when it'due south not abused.

The Root of All Evil

Other religious people, such equally i pastor cited in the Christian Post, pointed out that the Bible says that money is where evil originated. He scolded Marie for buying the lottery ticket and went on to say, "First, we must guard confronting our honey of coin."

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It should be noted that when the Bible does mention "casting lots," it's not usually talking about material gain, simply well-nigh God. In an example of this, Proverbs 16:33 states, "The lot is bandage into the lap, but its every decision is from the Lord."

Some Friendly Advice

We recommend that others read the unfortunate story of Marie Holmes in case they find themselves in her shoes. It'south not at all easy to become from rags to riches, and similar versions of her story have happened to others.

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Information technology'due south important to understand revenue enhancement laws for the long term, the rules of the lottery and investment options if you ever find yourself in the position of receiving a large windfall of money. Be certain to hire a good professional financial skilful to aid you decide how to manage your coin to avoid reckless decisions.

A Cautionary Tale

If you e'er happen to find yourself in the unlikely position of winning the lottery some things to picket out for include government laws, lottery rules, state and federal taxes and your previous unpaid debts. These things can help you lot calculate your expendable income.

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It may be unwise in the initial excitement to promise lots of charitable giving, like Marie did, without first doing the math to see what your take-domicile corporeality really is. Multiple millions of dollars may seem similar an enormous amount, but as Marie discovered, it's like shooting fish in a barrel to burn through it quickly if you are uninformed.

Further Drama

Some call up that Marie had a run of terrible luck after she won the lottery, while others think she brought her woes upon herself with poor determination-making. A few think the truth lies somewhere in the eye of those two black-and-white judgments.

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Aside from spending millions on her beau — who eventually concluded upwardly in federal prison house anyway — Marie also made another questionable decisions after winning the lotto, such every bit ownership her beau a business of his own and ownership her female parent a house. She also had harassment charges filed confronting her for allegedly calling a woman repeatedly to threaten her.

The Bottom Line

The ending of this story is more often than not grim, although Marie Holmes did do some positive things with a lasting bear on before the last of her money was gone. She didn't seem to realize that she would be under a microscope with the media and the public.

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Here are a couple more tips, but in case you always striking information technology big: Don't trust anyone request for money, fifty-fifty if they seem to have a very respectable social condition (like the pastor who sued Marie Holmes). Call back the skilful that money can exercise, only don't forget the bad. No thing what, don't brand bold promises immediately after winning.

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Source: https://www.reference.com/business-finance/what-not-to-do-if-you-win-lottery?utm_content=params%3Ao%3D740005%26ad%3DdirN%26qo%3DserpIndex

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